.png)
Enter Your Basic Information
Enter Your Earnings History
Important: Enter your earnings history for as many years as possible. Social Security uses your highest 35 years of earnings to calculate your benefit.
You can find your earnings history on your Social Security Statement at ssa.gov/myaccount.
We've also included future years (through 2030) so you can estimate how continued work might increase your benefits.
| Year | Your Earnings ($) | Indexed Earnings |
|---|
Your Benefit Calculation Results
Benefit Summary
Comparison: We'll compare your current benefit with our calculation here.
How We Calculated Your Benefit
We indexed your earnings to account for changes in average wages since the year the earnings were received. Then we:
- Selected your highest 35 years of indexed earnings
- Summed these earnings and divided by 420 (35 years × 12 months)
- Rounded down to the nearest dollar
Your AIME: $0.00
We applied the 2025 PIA formula to your AIME:
- 90% of the first $1,226 of your AIME, plus
- 32% of your AIME over $1,226 through $7,391, plus
- 15% of your AIME over $7,391
Your PIA: $0.00
Based on when you started receiving benefits relative to your full retirement age:
Your full retirement age: 67 years
Your claiming age: 62 years
Adjustment applied: 0.0%
Final monthly benefit: $0.00
Found this calculator helpful? There's more where that came from.
Subscribe for updates when we add new calculators and tools.
.png)
