TERMS AND CONDITIONS

INTRODUCTION

Welcome to MyGovExpert. These Terms and Conditions & Privacy Policy ("Terms") govern your access to and use of our website (including https://www.mygovexpert.com), social media channels (including YouTube, Facebook, Instagram), consultation services, and related content (collectively, the Services) operated by MyGovExpert ("we," "us," or "our").

By accessing or using our Services, you signify your agreement to be bound by these Terms. If you do not agree with any part of these Terms, you must not access or use our Services. Please read these Terms carefully.

ELIGIBILITY

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you are at least 18 years old.

SERVICES DESCRIPTION

We provide educational content, videos, and information about Social Security, Medicare, Medicaid, and related government programs through various platforms including YouTube, Facebook, Instagram, and our website. We also offer one-on-one consultations with retired Social Security Administration employees to answer questions about Social Security and Medicare.

Our Services may include:

  • Informational videos and content
  • One-on-one consultations
  • Newsletter subscriptions
  • Advertising of third-party services
  • Product recommendations through our Amazon store

DISCLAIMER OF PROFESSIONAL ADVICE

Informational Purposes Only

All content, videos, articles, and information provided through our Services are for general informational and educational purposes only. The content is not intended to be a substitute for professional advice, consultation, or services from qualified providers including, but not limited to, attorneys, financial advisors, tax professionals, healthcare providers, or government officials.

No Official Government Affiliation

While our team includes retired government employees, we are not affiliated with, endorsed by, or officially connected to the Social Security Administration, Centers for Medicare & Medicaid Services, or any other government agency. The information we provide is based on our understanding and interpretation of publicly available information and our professional experience.

Consult Qualified Professionals

Before making any decisions related to Social Security benefits, Medicare enrollment, Medicaid eligibility, or other government programs, we strongly recommend that you:

  • Consult directly with the appropriate government agency
  • Seek advice from qualified professionals such as attorneys, financial advisors, or tax professionals
  • Verify all information through official government sources

We do not guarantee the accuracy, completeness, or timeliness of the information provided, and we are not responsible for any errors or omissions, or for the results obtained from the use of this information. We make no representations or warranties of any kind, express or implied, regarding our Services.

USER RESPONSIBILITIES

Accuracy of Information

You are responsible for providing accurate and complete information when using our Services, particularly during consultations or when subscribing to our newsletter. Providing false or misleading information may result in inaccurate guidance or termination of services.

Compliance with Laws & Prohibited Conduct

You agree to use our Services in compliance with all applicable laws and regulations. You may not use our Services for any unlawful purpose or in any manner that could damage, disable, overburden, or impair our Services. You will not use our Services for any unlawful purpose or in any way that could damage, disable, overburden, or impair our Services.

User Account Security

If you create an account or subscribe to our newsletter, you are responsible for maintaining the confidentiality of your account information and for restricting access to your computer or device. You agree to accept responsibility for all activities that occur under your account.

INTELLECTUAL PROPERTY

We may share your personal informationwith the following categories of recipients:

Ownership

Our Services, including all content and intellectual property rights, are owned by MyGovExpert or our licensors.

Copyright

All content, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of MyGovExpert or our content suppliers and is protected by United States and international copyright laws.

Trademark

MyGovExpert and all related logos, product and service names, designs, and slogans are trademarks of MyGovExpert or our affiliates. You may not use such marks without our prior written permission.

License to Use

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Services for personal, non-commercial purposes. This license does not include:

  • Modifying or copying our materials
  • Using the materials for any commercial purpose
  • Attempting to decompile or reverse engineer any software contained on our website
  • Removing any copyright or other proprietary notations
  • Transferring the materials to another person or "mirroring" the materials on any other server

This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time.

Content License Limitations

The limited license granted to users of our Services extends only to personal, non-commercial use. For clarity, this license:

  • Does NOT permit any commercial use of our content
  • Does NOT allow incorporation of our content into other works or services
  • Does NOT transfer any ownership rights or intellectual property
  • Does NOT permit creating derivative works based on our content
  • Does NOT allow redistribution or public display of our content

Any use beyond personal reference and education requires explicit written permission. Requests for commercial licensing should be directed to: licensing@mygovexpert.com

Prohibited Content Usage

Users are expressly prohibited from reproducing, distributing, displaying, or using any content from our Services on third-party platforms including but not limited to YouTube, TikTok, Instagram, Facebook, or other social media platforms for commercial purposes, monetization, or profit generation without explicit written permission from MyGovExpert.

Prohibited activities include but are not limited to:

  • Creating YouTube or other social media videos that incorporate our content
  • Using our explanations, graphics, or information in monetized content
  • Presenting our content in a way that implies ownership or original creation
  • Incorporating our content into courses, books, or other commercial products

Automated Collection Prohibition

The use of bots, crawlers, scrapers, or other automated methods to access, collect, download, or index any content from our Services is strictly prohibited without prior written permission. We reserve the right to implement technical measures to prevent such activities and to pursue legal action against violations.

TECHNICAL PROTECTION MEASURES

Our Services may implement various technical measures to protect our content, including but not limited to watermarking, disabling right-click functionality, content fragmentation, and other protective technologies. Any attempt to circumvent, disable, or otherwise interfere with these security-related features is prohibited and may result in civil or criminal liability.

By using our Services, you acknowledge and agree that:

  • Our content may contain visible or invisible watermarks or other identifying information
  • We may track content usage through digital fingerprinting or similar technologies
  • Circumvention of our technical protection measures violates these Terms

CONTENT MONITORING AND ENFORCEMENT

We actively monitor the internet, including social media platforms and websites, for unauthorized use of our content. We employ various methods to detect infringement, including but not limited to digital fingerprinting, automated scanning, and manual reviews.

In the event we discover unauthorized use of our content, we may take any or all of the following actions without prior notice:

  • Issue DMCA takedown notices to hosting providers, platforms, or search engines
  • Contact the infringing party directly with a cease and desist notice
  • Pursue legal action for copyright infringement
  • Implement technical measures to prevent continued infringement

We reserve the right to pursue statutory damages of up to $150,000 per work for willful infringement under U.S. copyright law.

COPYRIGHT INFRINGEMENT AND DMCA NOTICES

If you believe that content on our Services infringes your copyright, please submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing our designated Copyright Agent with the following information in writing:

  • A physical or electronic signature of the copyright owner or a person authorized to act on their behalf
  • Identification of the copyrighted work claimed to have been infringed
  • Identification of the material that is claimed to be infringing and where it is located on our Services
  • A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or law
  • A statement, made under penalty of perjury, that the above information is accurate and that you are the copyright owner or are authorized to act on behalf of the owner

Our designated Copyright Agent for notice of claims of copyright infringement is:
Dr. Ed Weir, PhD Email: info@mygovexpert.com Phone: 888-817-0446 Address: 1887 Whitney Mesa Dr., Ste 1951, Henderson, NV 89014

Upon receipt of a valid DMCA notice, we will remove or disable access to the infringing material and make a good-faith attempt to notify the user who posted the content. If you believe your content was removed in error, you may submit a counter-notification following the requirements provided by the DMCA.

CONTACT INFORMATION

If you have any questions or concernsabout this Privacy Policy or our privacy practices, please contact us at:

Dr. Ed Weir, PhD
Phone: 888-817-0446
Email: info@mygovexpert.com

Our Services may contain links tothird-party websites, services, or applications that are not operated by us.This Privacy Policy does not apply to such third-party services. We encourageyou to review the privacy policies of any third-party services you accessthrough our Services.

THIRD-PARTY SERVICES AND CONTENT

Third-Party Websites and Services

Our Services may contain links to third-party websites, services, or resources that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

Advertised Services

We may advertise third-party services such as Chapter Medicare, burial insurance, retirement planners, disability lawyers, and other related services. These advertisements do not constitute an endorsement, guarantee, or warranty of these services. We are not responsible for the quality, accuracy, or reliability of any advertised services.

Amazon Associate Disclosure

As an Amazon Associate, we earn from qualifying purchases made through product links on our website or in our content. Product recommendations are based on our personal opinions and are not influenced by compensation.

Helping Americans navigate Social Security and Medicare nationwide