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By using our website and services, you consent to our collection, use, and disclosure of your personal information as described in this policy. If you do not agree to this policy, please do not use our website or services.
We may collect personal information from you when you interact with our website or use our health insurance services. The types of personal information we collect may include:
We may collect personal information directly from you or from third-party sources, such as healthcare providers or other insurance companies.
We use the personal information we collect to provide our health insurance services, communicate with you about your coverage and claims, and improve our services. We may also use personal information for marketing purposes, such as sending promotional emails or making marketing calls.
We may use personal information that we collect from you for the following purposes:
We may also use personal information for other purposes that are compatible with the above purposes or as authorized by you.
We will not use your personal information for any purpose other than those described in this policy without your consent, unless such use is permitted or required by law.
We may aggregate or anonymize personal information for research, analysis, and other purposes. Aggregated or anonymized information does not identify individual users and is not considered personal information under this policy.
We may share personal information with third-party service providers who assist us in providing our services, such as claims processing vendors, marketing agencies, and customer service providers. These third-party service providers are contractually obligated to protect the confidentiality of our users' personal information and are not allowed to use the information for any other purposes.
We may also disclose personal information in response to a legal request, to comply with applicable laws or regulations, or to government authorities or law enforcement agencies as required by law or to protect our legal rights.
We will not share your opt-in data and consent for text messaging services with any third party unless required by law.
We take reasonable steps to protect the personal information of our users from unauthorized access, use, and disclosure. We use secure servers and encryption technology to protect personal information during transmission and storage. However, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
We may use cookies, web beacons, and other tracking technologies on our website to improve your user experience and analyze how you interact with our website. Cookies are small text files that are stored on your device when you visit a website. Web beacons are small, transparent images that are embedded in web pages and emails.
We use cookies and tracking technologies for the following purposes:
You can control cookies and tracking technologies through your browser settings. Most web browsers allow you to control cookies through their settings, which may include options to delete or block cookies or to receive alerts before a cookie is stored on your device. Please note that blocking or deleting cookies may affect the functionality of our website.
We may use third-party service providers to assist us with analytics and advertising activities. These third-party service providers may also use cookies and tracking technologies on our website. We do not have access to or control over these cookies.
We may update this cookie policy from time to time. If we make any significant changes, we will notify our users by posting a notice on our website or by email. Your continued use of our website and services after any such changes indicates your acceptance of the updated policy.
We reserve the right to modify, suspend, or discontinue, temporarily or permanently, our Services (or any part thereof) with or without notice. You agree that we shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Services.
We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use our Services will immediately cease.
To the maximum extent permitted by law, in no event shall MyGovExpert, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
In no event shall our total liability to you for all claims exceed the amount you have paid to us for the Services during the twelve (12) months prior to the claim or action giving rise to the liability.
You agree to defend, indemnify, and hold harmless MyGovExpert, its directors, employees, partners, agents, suppliers, and affiliates, from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable attorney's fees and costs, arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your violation of any rights of a third party.
These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. While these Terms are governed by United States law, you acknowledge that our Services are accessible nationwide and agree to comply with all applicable local, state, and federal laws and regulations, including those specific to jurisdictions such as the State of California where applicable. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
If you access our Services from outside the United States, you do so at your own risk and are responsible for compliance with local laws. Our content is protected by U.S. copyright laws and international treaties. The same restrictions on use, reproduction, and distribution apply regardless of your location. Any disputes arising from international use will be resolved according to U.S. law as specified in the Governing Law section.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect, which may include posting a notice on our website or sending an email notification. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, please stop using the Services.
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
These Terms constitute the entire agreement between you and MyGovExpert regarding our Services, and supersede and replace any prior agreements we might have between us regarding the Services.
If you have any questions about these Terms, please contact us at: Dr. Ed Weir
Phone: 888-817-0446
Email: info@mygovexpert.com
For copyright infringement notices, please use the contact information provided in the COPYRIGHT INFRINGEMENT AND DMCA NOTICES section.
Before he became the go-to guru for government benefits on his YouTube channel, MyGovExpert, Dr. Ed was a District Manager for the Social Security Administration. That's right, he wasn't just reading the rulebook; he was living it, managing the folks who make the decisions. If you've ever felt like SSA speaks a different language, Dr. Ed is your translator. He's seen it all, heard it all, and now he's here to share that invaluable insider experience with you, cutting through the red tape with a healthy dose of common sense (and maybe a terrible joke or two).
But his journey didn't start there. Long before navigating bureaucratic hall ways, Dr. Ed served his country with distinction as a Sergeant in the United States Marine Corps. Semper Fi! That discipline and commitment to service are still a core part of who he is today.
His dedication to public service also led him to a role as a Family Services Specialist with the Department of Social Services, giving him a broad perspective on the challenges many people face. And because he apparently doesn't believe in free time, Dr. Ed has also been shaping young minds as a University Adjunct Professor.
With a PhD to his name and a wealth of real-world experience, Dr. Ed Weir isn't just an expert; he's your expert. He's passionate about helping people understand their benefits and get what they're entitled to. So, if you're looking for some one who can explain complex government stuff in plain English, with a bit of humor and the authority that only comes from having been there, you've found your guy.
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